Private Student Loans | Loan Consolidation

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Private Student Loans : If you don't qualify for Stafford

Private Student Loans 101

Private Student Loans
(A Stafford loan is not a private student loan. Private loans are credit based. Students increase their chances of approval with a co-signer.)

Private student loans are commonly referred to as alternative loans. These loans go toward the cost of everyday living expenses and are, in most cases, sent directly to the borrower. Another advantage of the Private Loan is that you can borrow up to $40,000 per academic year.

To learn more, please visit our private companies we have listed which offer private student loan offers:

Private loan consolidation combines private college loans in to a new single loan, with one monthly payment to make. Private Student Loan Consolidation is becoming increasingly popular with the rise of the private student loan in the past several years. Below is a helpful resource where you can compare lenders and apply online.

1. cuStudentLoans.org - private student loans via a network of nationwide credit unions - online services.

2. pnconcampus.com - private education loans - certified by the school.

3. SallieMae.com -features the Smart Option private student loan.

SimpleTuition - compare private student loans up to $40,000 a year with deferment options so repayment starts after graduation.

Be sure to exhaust all of your federal aid options before borrowing private student loans. A private student loan must be repaid - it is not free money for college!

A NOTE about the all the companies and resources for student loans listed in our complete loan directory. Stafford Loans does not list companies offering loans to those with bad credit. All loan directories and companies on this site are among the trusted, well known . They adhere to Federal Government guidelines on student lending practices.